What is Peer to Peer lending?

It’s the practice of lending money to individuals or businesses through online services that match lenders with borrowers.

Adima digitalizes the traditional Botswana ‘Motshelo’ model of lending and borrowing to a trustworthy party. We at Adima thoroughly assess both our lenders and borrowers to be people with a reliable source of income and are part of the platform on honest terms. Through the Adima platform, people can invest in each other in a way that is financially and socially rewarding. Borrowers apply online for a fixed-rate, fixed-term loan, while individuals and institutions can invest in the loans and earn attractive returns. Adima acts as an intermediary and handles all loan servicing on behalf of the matched borrowers and investors.